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TDN Tools & Training Ltd, t/a Keco UK is an Introducer Appointed Representative of Pay4Later Limited, trading as Deko, which is authorised and regulated by the Financial Conduct Authority (FRN 728646). Deko is a credit broker, not a lender and does not charge you for credit broking services. They will introduce you exclusively to Newpay finance products provided by NewDay Limited. Pay4Later Ltd is a sister company of NewDay Ltd.

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